Why you should be taking your health insurance seriously
What if you don’t have to worry about a doctor or hospital being able to access your health information?
That’s the question that has been asked by some Australians, but not everyone.
The Australian Bureau of Statistics has published a survey asking people about their health insurance options and how they would feel if their provider could access their health information.
The data was collected through a phone survey that had more than 8,000 people across Australia take part, including 6,000 online.
More than 40 per cent of people who took part were surveyed on their healthcare, with more than half of them saying they were either unable or unwilling to pay for their own health insurance.
“This is a great opportunity for everyone to ask the right questions and provide feedback,” said Australian Health Insurance Association national secretary, Tony Mabury.
“In addition, the survey is very helpful in establishing how Australians are managing their own healthcare costs, so it’s important to understand how much they spend and how much people are paying.”
The survey also helps us to understand what Australians are paying for their healthcare as it relates to premiums, out-of-pocket costs, deductibles and copayments.
“In total, the total cost of the survey was $8,542, including costs to send and receive surveys and the cost of administering the survey.
The survey is the latest in a series of initiatives that Australian health insurance companies are using to educate their consumers about the benefits of health insurance, including the AMA’s Health Insurance Checklist and Health Insurance Fact Sheet.
In 2016, Health Insurance Australia released a similar survey, asking people to explain how they manage their healthcare costs.
The survey found a quarter of people said they had not been able to afford their health coverage, and many of them had taken on large debts.”
If you have a family, or have had a job, or if you’re a young person who’s just starting out in life, or a young adult who’s still learning how to pay, then the survey will be helpful to understand the costs of your health care,” Mr Mabory said.”
There’s nothing like having a face-to-face survey, and getting people to look at the costs and the benefits, and then ask them to explain why they’re going to have to pay more out of pocket.”AAP/ABC