How to find the best auto health insurance in Missouri
This is the first in a series of articles about Missouri health insurance coverage and where to get it.
A nationwide trend The state has seen an overall decline in health insurance premiums over the past decade, according to data from the Kaiser Family Foundation.
This year, Missourians were paying an average of $8,838 less per person for health insurance than they were five years ago, according the Kaiser report.
But some areas are seeing an even larger drop in premiums.
Nationwide, premiums for the next three years are projected to fall about 2.7 percent, according data from Anthem Blue Cross Blue Shield of Missouri, the largest health insurer in the state.
That means that the number of Missourians covered by Missouri’s health insurance exchange is set to drop from 13.4 million in 2017 to 8.9 million in 2020.
“In general, Missouri has seen a decrease in health insurers’ coverage,” said Kristin A. Cottam, a senior analyst with Kaiser Health News.
“So the number is going down, but the rates are going up.”
The Missouri Insurance Department said it is working with health insurers and other providers to improve health coverage for people who choose to buy insurance through the exchange.
For example, the department has asked insurers to provide more comprehensive benefits packages, such as a plan that covers more doctors and hospitals, and more comprehensive coverage for mental health and substance abuse treatment, Cottams said.
But the Missouri insurance exchange has a backlog of requests for coverage.
So if you have questions about Missouri insurance, you can call the Missouri Insurance Consumer Information Center at 1-800-222-1112.