What is goosehead?

  • September 20, 2021

New Zealanders are being offered goosehead insurers, which are offering higher premiums, and are being urged to make extra efforts to reduce the number of people who get the disease. 

The National Farmers’ Union said people should be aware of the potential for high premiums if they choose to buy the insurer.

The NZ Farmers Federation said it would be encouraging people to make more effort to avoid the disease and make more money by avoiding the use of drugs. 

“The best way to avoid it is to go to a vet if you’re having a coughing fit,” the federation’s chief executive, Tim McBride, said.

“That’s when the vet has the best idea of what to do and can take you to the hospital.”

If you have a cough, you’ll need to take a medication called bronchodilator.

It is understood the Government’s policy was to offer a one-off discount for members of the “gentleman’s club”, but that is not yet in place. “

You get a discount for doing things a bit differently to the norm, which is getting in the car, walking, cooking, shopping, taking the kids out for walks,” Mr McBride said.

It is understood the Government’s policy was to offer a one-off discount for members of the “gentleman’s club”, but that is not yet in place.

Mr McBride urged Kiwis to take the advice of their GP, but warned they needed to make a more conscious effort to get out and about, especially in areas where the rate of disease is high.

“It’s just really important for people to go out and get out, get into the community, do things like cooking, go shopping, go out to the market, and do other things,” he said.

“It will take time for them to make those changes.”

The NZ Government’s new National Health and Medical Research Council policy states people who had a coughing episode in the previous 12 months and had symptoms that could indicate a case of the coronavirus can get an “enhanced” discount.

However, this does not apply to people who are not currently taking cough syrup or who have symptoms such as coughs, wheezes or sore throat.

Auckland City Council’s Chief Health Officer, Paul Whitehead, said that people with symptoms that may indicate a cough or wheeze could still be offered a discount, but only if they were in the “advanced” group.

“We’re going to have to be vigilant,” he told Radio New Zealand.

He said the council had been working with health authorities around the country to ensure that people who did not have symptoms were being offered a discounted rate.

“The fact that they’re not actually getting treated is a bit concerning.”

Mr Whitehead said the Council would be “taking this up with the health authorities” to find out more.

People who are unsure of their cough status can call 0800 856 872 or contact the Auckland City Health Service.

New Zealanders can visit the Ministry of Health’s website to find more information about coughing, wheezy or colds, and how to reduce your risk.

If you’re concerned about coughing and are unsure about the severity of your symptoms, contact your GP.

Anyone who has a cough and is unsure about their coughing, or anyone who has symptoms such like coughing, sneezing or sore throats should contact their GP.

What you need to know about progressive insurance quote

  • August 25, 2021

Progressive insurance quotes have risen to record levels, as the cost of healthcare rises and consumers are increasingly wary of insurers.

But what is the most efficient way to shop for your policy? 

As you look at different insurance companies’ rates, we’ve rounded up the best quotes available from our own research, so you can make sure you’re getting the best deal on what you’re paying for.

What to look forWhen you’re shopping for insurance, there are a number of factors you should take into account when you’re choosing your insurer.

These include:What are the cheapest rates for your type of coverage?

These are usually a good starting point, but you’ll need to look beyond the cheapest insurance for the most cost-effective policy.

The most expensive policies for a specific type of insurance are often available at lower rates.

That’s because these are the policies that you typically pay for yourself. 

How much is your policy worth?

The average rate for a policy with a fixed amount of money paid into it is usually between £300 and £600 a year.

This is often more than what a young family would pay for a one-off policy, which will typically cost more than £1000.

How much do policies with higher deductibles cost?

A good comparison of the most expensive and cheapest insurance policies is called the Deductible Premium Calculator.

This tool compares the lowest deductibles and highest rates for a particular type of policy, and gives you an idea of how much money you’ll be paying if you end up paying your deductible for each year.

What if I’m sick?

The cost of your insurance policy varies depending on what kind of illness you have, but generally, you’ll pay less if you have a chronic condition such as cancer or heart disease. 

Why is my policy more expensive than other policies?

Insurers generally make policies for different types of coverage.

So, for example, a high-deductible policy may be more affordable for a family who needs more than a basic policy, but will pay more for a new family member.

Insurers will sometimes also make policies that cover certain areas of the body, such as a chest X-ray or a tumour scan.

You may also find that your policy includes a health insurance cover, such an in-home medical or dental insurance. 

What’s the difference between a basic, fixed-price policy and a variable rate?

A basic policy will typically be cheaper than a variable-rate policy, as it covers your medical expenses and the amount you’re charged for your premiums.

A variable-price insurance policy will cover a wider range of expenses, but it will cost more per year. 

The cost-of-living adjustments on the basic and variable-rates policies are usually based on the Consumer Price Index (CPI) which is a measure of how many items in a household’s basket cost the average household in the UK.

A fixed-rate insurance policy may cost less, but also have lower deductibles, as its deductibles depend on your age and the size of your family.

A variable-pricing policy is generally more expensive and may have higher deductible premiums, which you will be charged for each additional year you pay in for the policy. 

Are there any discounts?

Many insurers offer discounted rates when you buy a basic insurance policy.

These discounts are usually available on the cheapest, cheapest policies, and may be applied at the end of your contract. 

Does the premium depend on the type of health insurance?

You’ll typically find that a policy’s price will vary depending on the kind of insurance you have.

However, there is one rule: if you’re buying a basic or a variable premium, the price is fixed.

This means the premium will be the same regardless of your health. 

Where do I find out more?

We’ve rounded-up all the best rates from our research, and put together a guide to help you decide whether you want to get a policy from Progressive or Progressive Pro. 

If you’re looking to get your basic or variable premium coverage, you should first look at the policies available from the cheapest and most flexible insurance companies.

If you want more advice on how to choose the right insurance for your lifestyle, we recommend you start by looking at the best policies for your specific situation.

If you’re new to the insurance industry, the National Institute for Health and Care Excellence (NICE) has a comprehensive guide to insurance that you can download now.